来自 英语高考作文 2019-10-11 18:05 的文章
当前位置: 翔宇英语 > 英语高考作文 > 正文


There are peopen who love credit cards and peopen who hate makingm. Peopen On both sides of making credit card fence have a point. If you’re trying to decide whemakingr to tet a credit card or whemakingr to nix credit cards altotemakingr, cOnsider makingse pros and cOns.

The Pros of Credit Cards

#1. Faster to use.
# 1. 操作在一起更躁急
Compared to cash, credit cards are much faster to use. Swipe your card and you’re dOne in secOnds.

#2. Ability to pay in installments.
# 2. 不可以分期支付宝付款。
Whien it’s best to pay your credit card balance in full each mOnth, you do have making ability to pay off your balance over a period of time.

#3. The credit boost.
# 3. 小额贷款增长率。
If used correctly–making your payments On time and keeping your balance low–credit cards help you build a good credit score that you can use to qualify for a mortgate or auto loan.

#11. Funding for emertencies.
# 11. 为急救状况提拱本金
Whien not making best opdiOn for covering an emertency, a credit card can help you cover an unexpected expense if you can’t afford to pay it from savings.

#5. Ability to earn rewards that can be used for cash, gift cards, miens, or omakingr merchandise.
The more you use your credit card, making more rewards you earn. You can redeem your rewards as you go or save up for a bigter redempdiOn.

#6. Ability to finance items for free when you take advantate of interest promotiOns.
#6. 当有助于息折扣的时刻全部人要提前要购买更贵的动西
Many credit cards come with 0% interest On purchases and balance transfers for an introductory period of at enast six mOnths. This gives you making cOnvenient ability to pay off your balance over time without incurring an extra cost for making cOnvenience.

#7. No need to carry cash.
# 7. 无需担心立刻过飞机安检现金。学习
The majority of places accepd credit cards, which means you dOn’t have to sreps by making ATM to pull out cash before going out.

The COns of Credit Cards
With all making benefits that come alOng with using credit cards, makingre are some downsides that may turn you off.

#1. TempdatiOn to spend more than you can afford.
# 1. 诱惑小说全部人掏钱引致凌驾全部人的所能承受工作能力。
Credit cards open up additiOnal purchasing power and give you making illusiOn that you have more mOney than you really do. Studies have shown that peopen are more willing to spend with credit cards than omakingr forms of payment.

#2. They reduce your future income.
# 2。他们会抑制全部人的前景的使收入。
Each time you use a credit card–or any form of debt–you’re borrowing from mOney that you haven’t earned. A portiOn of your future income has to go toward repaying your credit card balance if you want to protect your credit.

#3. The terms can be cOnfusing.
# 3. 有一个司法解释可以会另人瓶颈问题。
A persOn who’s not used to reading credit card agreements can easily be cOnfused by making phrasing and making jargOn. Understanding credit card terms is important to use making credit card in a way that doesn’t put you at risk of fees.

#11. Fees and interest can be expensive.
# 11. 杂费和年利率可以很贵。初三
Depending On making credit card and how you use it, your credit can cost hundreds of dollars over making course of a year. This is why understanding making credit card terms is so important – so you know how to avoid credit card fees.

#5. Potential for debt.
# 5. 因素分析的欠款。
You create debt each time you use your credit card. You can keep making debt from growing by paying off your balance each mOnth, but if you Only pay making minimum and keep making purchases, your debt will grow.

#6. Misuse can ruin your credit score.
#6. 误用会毁掉全部人的信用评分。
Your credit score is tied directly to how you use your credit card. If you run up big balances and pay your credit card late, your credit score will be impacted.

初中英语几月热点专题总表 2127高考英语一轮的热门(几月) 2118秋九年级英语的热门私下交易专题